I sez: When did I mention the Cubs in this thread?

Who was straying off topic? Who was the one who wrote “move along”?

Amazin’.

Better yet, go back to reading that book.

Actually, BJ – I WAS thee at that recent crash. I happened to be out-and-about for work and I arrived on the scene very shortly afterwards – only one patrol car had arrived before I did. Also, because it happened in Morton and the person killed was from Morton it just so happens that while I did not know the victim, we have good friends that did.

As far as your insurance selling fiance – I trump you. My Mom has 25 years of experience telling those insurance salespeople what to charge. Speeding gets you points, points indicate risk, risk increases your premiums.
If you have been in two wrecks, even if you weren’t at fault, your rates are going up because you are a greater risk.

Now, please dry your crocodile tears about your speeding and move along.

First of all, the money – 100% of it – DOES go to “the state”. Somewhere in “the state”. Last I checked, counties like Tazewell and cities like Morton are indeed in Illinois, making them part of “the state”. Unless you’re trying to tell me that Illinois speeding fine money is given to New Mexico or Alabama or Guam, 100% of the money collected by Illinois police stays in Illinois.

Fact: SPEED is a factor in EVERY car accident. Why? Because generally, for a car to hit another car or any other object, it has to be moving, therefore SPEED – whatever it may be – is involved. How do you know SPEED was the main factor in that recent crash? Were you there? But hey, I guess you’re just going to ignore 16 out of 23 (over 67%) of those deaths mentioned in the story had to do with alcohol and focus on your one recent anecdote. The police will NEVER admit what I want them to do, they can always hide behind the “safety” defense. Doesn’t make it a fact.

The final so-called “fact” you mentioned is so far off base it doesn’t need a response, but I’ll do it anyway. Suffice to say, I’ll go with my fiance, who SELLS INSURANCE, to get the “facts” on who is a greater risk. Your rates go up when you get POINTS on your record for moving violations, speeding and otherwise. There is NO BASIS OF FACT in your assertion that “speeders are a greater risk”. Rather, people who have accidents are a greater risk. I’m a speeder with NO accidents, thus my rates are LOWER than a person who never speeds but has two wrecks because they ran red lights, and two tickets for failure to yield. You are wrong.

Nice to see Rivs go on a nice hot streak – that shortie tonight (Glenn?) was sweet.

BJ sez: “I have a problem with it showing up on my insurance AND raising revenue for the state’s coffers”
I sez: Exactly $0 from these tickets go to the state. Not one penny.

BJ sez: “Just admit your setting up 11 squad cars within a five mile stretch of 74 East of Morton every weekend to RAISE MONEY, nothing else.”
I sez: I don’t think so. There was another fatal accident just a few weeks ago in that area. SPEED was the main factor in the crash. No alcohol or drugs on a bright, sunny, dry day on a road that was extremely familiar to her. Hit a concrete culvert and flipped the car in the median.

BJ sez: “if you catch me, good for you. Here’s my fine, pave the roads with it. But DO NOT report it to my insurance company and make my rates go up,”
I sez: WHY do your rates go up, BJ? Please think about that for a moment. Those insurance companies spend a lot of money paying actuaries to crunch the numbers on these things. What they find is that people who get caught speeding more likely to file claims. They are more likely to damage their vehicle (and themselves) and damage other people and their properties than folks who do not get caught speeding. Speeders are a greater RISK, thus they pay more for their auto insurance. People under the age of 25 are a greater risk, thus THEY pay more for auto insurance.